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Capabilities

We place capital.
The process is the product.

Barrow Street Advisors advises owners, developers, and investors on commercial real estate debt and equity across the United States, the United Kingdom, and Europe. What follows is how we work, what we cover, and the platform we built to do it.

Our principals have advised on over $40 billion across 500+ transactions over their careers, spanning senior debt, mezzanine, development finance, and equity placement in the US and UK.

Service lines

What we are engaged to do.

Acquisition financing

Senior debt and structured capital for purchases, sized to the business plan rather than to a template.

We take the asset, the sponsor, and the hold period as the starting point, then run the leverage question properly: what the senior market will do, where a second tranche earns its cost, and what the sponsor is actually optimising for. Banks, life companies, debt funds, CMBS conduits, and agency execution all sit on the table.

  • Fixed and floating structures priced against the matched-term benchmark
  • Recourse, partial-recourse, and non-recourse alternatives quantified side by side
  • Rate protection sized to the loan, not bought by default

Refinancing and maturity management

Cash-out recapitalisation, lender changes, and maturities addressed before they become a deadline.

Most refinancing outcomes are decided by when the process starts, not by which lender is called. We model extension against refinance on the same page, test what the asset supports at current coverage rather than at origination coverage, and take the deal to a competitive set early enough that terms are still negotiable.

  • Extension against refinance modelled on identical assumptions
  • Coverage and proceeds tested at today rather than at origination
  • Processes opened twelve to eighteen months ahead of the maturity date

Construction and development

Ground-up and heavy-lift capital, sized to cost with the interest reserve carried through stabilisation.

Development capital is where structure matters most and where the gap between a bank quote and a debt fund quote is widest. We size to loan-to-cost, place the completion guaranty where it belongs, and build the interest reserve to a schedule the project can actually hold rather than to the most optimistic one.

  • Bank, debt fund, and programme execution compared on last-dollar exposure
  • Interest reserve sized through stabilisation with contingency
  • Guaranty structures negotiated at the level that carries the risk

Recapitalisations and structured capital

Preferred equity, mezzanine, and JV capital for the part of the stack the senior does not reach.

When a senior facility stops short of what the plan needs, the question is what the incremental dollar costs and what it takes in control. We place the subordinate piece, negotiate the intercreditor terms that determine what happens if the plan slips, and keep the combined cost of capital honest against a straight equity alternative.

  • Preferred equity, mezzanine, and JV capital placed against a common cost comparison
  • Intercreditor terms negotiated on cure rights, standstill, and purchase options
  • Combined leverage and blended cost tested against the all-equity case

Execution

How a mandate runs.

Four stages, in this order. The order matters: the work done in the first two determines how much competition the last two can generate.

  1. 01

    Underwrite

    We build the model line by line from the operating statements and the rent roll, not from a top-line NOI. Reimbursements, rollover, capital items, and the assumptions a credit committee will challenge all get their own line, because those are the ones that move proceeds.

  2. 02

    Position

    A financing is a credit story before it is a term sheet. We write the story the deal supports, identify where it is weakest, and answer that question in the package rather than waiting for a lender to raise it in committee.

  3. 03

    Canvass

    We go to the capital providers actually deploying against this asset type, in this market, at this size, at this moment. A focused short list of lenders who will genuinely compete beats a broad canvass that produces volume and no tension.

  4. 04

    Execute

    We run the quotes into a like-for-like comparison, negotiate on the terms that matter after closing rather than only on headline rate, and stay on the file through diligence, documentation, and funding.

The platform

We built the tooling ourselves.

Most advisory firms buy their stack. We wrote ours, because the parts that decide an outcome, sourcing, underwriting, and knowing which lender will actually price, are not available off the shelf.

Explore the platform
Deal sourcing
An in-house engine that surfaces financing opportunities from public records and market data rather than waiting on inbound.
Automated underwriting
Document-level extraction structures rent rolls and operating statements into a model, with every figure reviewed by a person before it reaches a lender.
Lender matching
A curated database of capital providers, matched to the deal on asset class, geography, size, and structure, so the short list starts from evidence.
European coverage
Underwriting and lender coverage run across 12 European markets alongside the US and UK, each with its own conventions for day count, purchaser costs, and lease structure.
Live benchmarks
Treasury, SOFR, SONIA, and prime pulled from published sources, so pricing conversations start from the current curve.

Start a conversation

Tell us what you are financing.

Send the asset, the ask, and the timing. We will come back with where we think the capital sits and what it is likely to cost.

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